The Home Affordability Calculator is a tool used to estimate how costly a home you can afford based on your financial situation. These calculators consider various factors, including your income, debts, down payment, and loan terms, to provide an estimate of the maximum home price you can afford without exerting yourself financially.

Income, credit score, existing debts, loan tenure and market conditions are some of the factors that are used to determine the loan and interest rates offered.

For individuals, co-applicants can be parents, children (above 18 years), or a spouse. The co-applicant does not need to be the co-owner, but a co-owner must be a co-applicant.