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Rent vs Buy Calculator

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How much do you pay
as rent?
Provide the details to see the result
Monthly Rent (including maintenance)
Rental Growth
% p.a.
Percentage by which you expect rent to increase every year
Security Deposit
How are the tax savings calculated?
When buying a house, tax savings on home loan are calculated as per:
  • Section 20B for interest payments
  • Section 80C for principal repayments

When renting, we’ve assumed tax savings from HRA to be 20% of monthly rent. (Exact amount varies based on city, HRA calculation, etc.)
House Appreciation Rates
Bangalore
9% p.a.

Ahmedabad
6.7% p.a.

Chennai
7.5% p.a.

Delhi NCR
5.2% p.a.

Mumbai
6.71% p.a.

Jaipur
2.9% p.a.

Kochi
9.9% p.a.

Kolkata
6% p.a.

Kanpur
8% p.a.

Understood